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Frequently Asked Questions and Useful Links
Which areas are eligible for the Local Property Enhancement Program (LPEP)?
The Local Property Enhancement Program (LPEP) operates exclusively in select ZIP codes across the United States. To check if your zip code is eligible, check online here
How do I apply to the Local Property Enhancement Program (LPEP)?
Online applications are currently live, apply online here
How do I qualify for the Local Property Enhancement Program (LPEP)
The Local Property Enhancement Program (LPEP) qualifies homeowners based on zip code, credit score, annual income, etc. The Local Property Enhancement Program (LPEP) application will NEVER ask you for a Social Security Number (SSN) or bank statements. If you tried applying for the Local Property Enhancement Program (LPEP) elsewhere and submitted these confidential items, please report the incident immediately through our designated fraud reporting channel.
Lenders may ask for additional information such as these documents, for further details, please refer to the following question.
What are the following procedures if I qualified for the Local Property Enhancement Program (LPEP)?
If qualified, a designated Local Property Enhancement Program (LPEP) representative will contact you to coordinate appointments with LPEP certified contractors within the program’s network. During contractor appointments, lenders may request additional information, such as a Social Security Number (SSN), bank statements, or other documentation necessary to assess financing eligibility. Lenders operate as independent third-party entities and are not directly affiliated with the Local Property Enhancement Program (LPEP). Any personal or financial information provided during the financing process is submitted directly to the lender and is subject to their privacy policies and underwriting requirements.
How does the Local Property Enhancement Program (LEPP) help homeowners with financing?
Refer here for information regarding the Local Property Enhancement Program (LEPP)
Do I have to use the financing options provided through Local Property Enhancement Program (LPEP) contractors?
No, participation in the financing options offered through Local Property Enhancement Program (LPEP) is entirely optional. Homeowners may choose to finance their project through their own preferred lender or pay out-of-pocket. Local Property Enhancement Program (LPEP) certified contractors are entirely independent, and may be worked with however the home owner chooses.
Are LPEP certified contractors & lenders independent? Local Property Enhancement Program (LPEP) does not employ or directly manage the contractors or lenders within its network. LEPP-certified contractors are independent professionals who have met specific program criteria to ensure quality workmanship and fair pricing. Homeowners have full discretion in how they choose to work with these contractors, whether through LPEP-recommended financing, their own financing sources, or direct payment arrangements. Similarly, lenders operate as third-party financial institutions and make independent financing decisions based on their own underwriting standards. Local Property Enhancement Program (LPEP) itself does not provide financing, extend credit, or influence lender approval decisions. Any agreements or financing terms are exclusively between the homeowner and the lender, ensuring that all transactions comply with industry regulations and lender policies.
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